What exists today for writing a will and passing on accounts in Nigeria and across Africa, what the limits are, and what is still missing.
Last checked 22 October 2026. General information, not legal or financial advice.
Remayn and Entrustt are affiliated with this site.
Platforms
1Remayn
Digital inheritance app, built for Africa and the diaspora · Nigeria / Africa
An app where you record your assets and name next of kin. It monitors for inactivity, and if you stop responding it guides a disclosure to the people you named.
Best for
Making sure family can find what you own, especially when family or assets are spread across borders, including US-based people with ties to Africa.
Price
See remayn.co for current plans.
Limits
You can consult lawyers through Remayn. The app itself does not replace a will.
Guides you through what a will should include, generates the document and explains how to sign it with witnesses. You can update it over time. It says it is not a law firm and may recommend a lawyer for complex families.
Best for
Writing a straightforward Nigerian will without starting from a lawyer's office.
Price
Starting at ₦29,000, according to its CEO in Nairametrics (October 2026).
Limits
You sign physically and lodge the will in court yourself, because Nigeria does not yet accept digitally signed wills, per its CEO. Described in October 2026 as an early product tested by up to 40 people.
Online will writing from an insurance group · Nigeria / Africa
A subsidiary of Leadway Assurance that launched digital will writing in March 2019. Customers could write a will online or with trained representatives, on a Simple Will or Simple Will Plus plan, both with complimentary insurance cover.
Best for
People who want a will from an established financial group.
Price
Not stated in the launch coverage.
Limits
This is based on 2019 launch coverage. We have not confirmed that the service runs in the same form today, so check with Leadway.
Signing. A will still needs signatures and witnesses, and in Nigeria the platforms we reviewed say it is lodged in court by you.
Banks and pensions. The next of kin on a bank form is a contact, not an heir. Families still need probate or letters of administration, and the process is slow.
Staying current. Wills and next-of-kin records go stale when someone dies, moves or changes phone numbers.
If you work at a bank, insurer or registrar, see next-of-kin and inactivity APIs. Entrustt keeps a consented next-of-kin register and runs inactivity checks for institutions, not individuals.
Common questions
Can I make a will online in Nigeria?
You can prepare one with an online service, but the platforms we found say you still sign it physically with witnesses. Seedwills’ CEO told Nairametrics in October 2026 that Nigeria does not yet accept digitally signed wills. Check the rules for your state with a lawyer.
Does naming a next of kin at my bank pass on my money?
Generally no. Banks use next of kin as a contact person. They usually need probate or letters of administration before releasing funds.
Are there platforms that also work for the diaspora?
Remayn is built for Africa and the diaspora. Check any platform’s coverage for the countries you and your family live in.
Prices and availability change. Check each company before you buy. See all regions.